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A Target Market Determination (TMD) describes who a product is appropriate for, and any conditions around how the product can be distributed to customers. The TMD helps you understand the class of customers an insurance policy has been designed for, considering their needs and objectives. It also describes the events or circumstances where we may need to review a TMD for a financial product.

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Insurer TMDs

[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_tta_accordion][vc_tta_section title=”Acerta ” tab_id=”1697179570968-6590fb62-61dd”][vc_column_text]

Acerta TMD: https://www.acerta.com.au/insurance-disclosure-documents

[/vc_column_text][/vc_tta_section][vc_tta_section title=”AIG” tab_id=”1697179570969-343add5e-88bb”][vc_column_text]

AIG TMD: https://www.aig.com.au/tmd

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Allianz” tab_id=”1697179762759-788baa4d-c453″][vc_column_text]

Allianz TMD: https://www.einsure.com.au/allianztmd

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Berkley” tab_id=”1697179777337-e5274944-e18b”][vc_column_text]

Berkley TMD: https://berkleyinaus.com.au/wp-content/uploads/2021/09/20211009-Centrestone-Jewellery-Insurance-Target-Market-Determination.pdf

[/vc_column_text][/vc_tta_section][vc_tta_section title=”CIL” tab_id=”1697179823636-69c34084-87b8″][vc_column_text]

CIL TMD: https://www.cilinsurance.com.au/rv-insurance/product-disclosure-statement.html

[/vc_column_text][/vc_tta_section][vc_tta_section title=”CGU” tab_id=”1697179822381-c4102bf1-2bad”][vc_column_text]

CGU TMD: https://www.cgu.com.au/about-cgu/broker-tmd

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Chubb” tab_id=”1697179821125-a3a4d2b2-1b61″][vc_column_text]

Chubb TMD links:

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Holland Commercial” tab_id=”1697179817469-4a9ae48c-fc35″][vc_column_text]

Holland Commercial TMD links:

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Holland Personal” tab_id=”1697179819935-99838b43-c4ca”][vc_column_text]

Holland Personal TMD: https://www.hollardinsurance.com.au/target-market-determination/

[/vc_column_text][/vc_tta_section][vc_tta_section title=”IAL” tab_id=”1697179816163-243865a2-346f”][vc_column_text]

IAL TMD: https://www.ial.com.au/PDS-Docs.html

[/vc_column_text][/vc_tta_section][vc_tta_section title=”MB Insurance” tab_id=”1697179814841-d8b66862-e2d7″][vc_column_text]

MB Insurance TMD: https://www.mbinsurance.com.au/downloads/

[/vc_column_text][/vc_tta_section][vc_tta_section title=”ProRisk” tab_id=”1697179813429-b841471c-d068″][vc_column_text]

ProRisk TMD: https://www.ial.com.au/PDS-Docs.html

[/vc_column_text][/vc_tta_section][vc_tta_section title=”QBE” tab_id=”1697179811779-0731a760-3d25″][vc_column_text]

QBE TMD Links:

[/vc_column_text][/vc_tta_section][vc_tta_section title=”SGUA” tab_id=”1697179810015-4d06552a-fa5b”][vc_column_text]

SGUA TMD: https://www.sgua.com.au/product-disclosure-statements

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Vero” tab_id=”1697179775727-28860f42-ad77″][vc_column_text]

VERO TMD:

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Zurich” tab_id=”1697179774069-0bf0ac75-de93″][vc_column_text]

Zurich TMD: https://www.zurich.com.au/personal/tmd.html

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Underwriter TMDs

[/vc_column_text][vc_tta_accordion][vc_tta_section title=”AGILE” tab_id=”1697181232500-fc3855f0-64f8″][vc_column_text]AGILE TMD- https://help.agileunderwriting.com/hc/en-us/categories/4407392326553-Target-Market-Determinations[/vc_column_text][/vc_tta_section][vc_tta_section title=”All Parks Insurance” tab_id=”1697181542204-f22e25f1-b83a”][vc_column_text]All Parks Insurance TMD: https://secure.ermonline.com.au/financialservices/temp/tmp_202109291240_DA35DDAE-0FC6-F8F3-6BB1A544588BEC09/ARGIS_Target_Market_Determination_0921_final.pdf[/vc_column_text][/vc_tta_section][vc_tta_section title=”Amazon Underwriting” tab_id=”1697181638005-57fd59d3-3cad”][vc_column_text]Amazon Underwriting TMD –  (does not apply to HomeBiz Public & Products Liability.)[/vc_column_text][/vc_tta_section][vc_tta_section title=”Arena Underwriting” tab_id=”1697181688900-9077b705-1808″][vc_column_text]Arena Underwriting TMD: https://quote.arenaunderwriting.com.au/documents/Gearsure_TMD.pdf[/vc_column_text][/vc_tta_section][vc_tta_section title=”Argis Insurance” tab_id=”1697181743167-8acc6b86-b75b”][vc_column_text]Argis Insurance TMD: https://secure.ermonline.com.au/financialservices/temp/tmp_202109291240_DA35DDAE-0FC6-F8F3-6BB1A544588BEC09/ARGIS_Target_Market_Determination_0921_final.pdf[/vc_column_text][/vc_tta_section][vc_tta_section title=”ATC” tab_id=”1697181797743-7c66a8a3-00fe”][vc_column_text]For a copy of the TMD for this product, please refer to ATC https://www.atcis.com.au/assets/downloads/TMD/ATC-TMD-Plant-and-Machinery.pdf[/vc_column_text][/vc_tta_section][vc_tta_section title=”Blend” tab_id=”1697181854294-6a2218a4-aa58″][vc_column_text]Blend TMD: https://support.blendinsurancesolutions.com.au/support/solutions/43000364579[/vc_column_text][/vc_tta_section][vc_tta_section title=”Blue Zebra ” tab_id=”1697181910146-a205f97d-8d96″][vc_column_text]Blue Zebra TMD Links:

[/vc_column_text][/vc_tta_section][vc_tta_section title=”CHU” tab_id=”1697181968426-baf825bd-7e27″][vc_column_text]CHU TMD Link:https://www.chu.com.au/whats-a-target-market-determination/[/vc_column_text][/vc_tta_section][vc_tta_section title=”Coast Insurance” tab_id=”1697182199716-b2abcb76-d464″][vc_column_text]Coast Insurance TMD: https://coastins.com.au/documents/[/vc_column_text][/vc_tta_section][vc_tta_section title=”Dawes” tab_id=”1697182271758-ead833a2-a42d”][vc_column_text]Dawes TMD: https://www.dawes.com.au/resource-centre/documents/[/vc_column_text][/vc_tta_section][vc_tta_section title=”Dual” tab_id=”1697182318715-3eae2386-b4f4″][vc_column_text]Dual TMD: https://www.dualaustralia.com.au/underwriting/accident-and-health[/vc_column_text][/vc_tta_section][vc_tta_section title=”GT Insurance” tab_id=”1697182378669-d71c7974-7f07″][vc_column_text]GT Insurance TMD: https://www.einsure.com.au/agencytmd[/vc_column_text][/vc_tta_section][vc_tta_section title=”High Street Underwriting” tab_id=”1697182430734-8d844340-6511″][vc_column_text]High Street Underwriting TMD: https://hsua.com.au/documents/[/vc_column_text][/vc_tta_section][vc_tta_section title=”HMIA” tab_id=”1697182492877-2cb756b7-932d”][vc_column_text]HMIA TMD: https://www.hmia.com.au/download/Target-Market-Determination-Fleet-Insurance.pdf[/vc_column_text][/vc_tta_section][vc_tta_section title=”Longitude” tab_id=”1697182537868-b27ab99a-2102″][vc_column_text]Longitude TMD: https://static1.squarespace.com/static/604800f2da3158070f2b6c87/t/612599d2358ed369377c08d1/1629854164247/chubb-longitude-residential-strata-insurance-tmd.pdf[/vc_column_text][/vc_tta_section][vc_tta_section title=”Mecon” tab_id=”1697182611397-67866692-acc4″][vc_column_text]Mecon TMD Links

[/vc_column_text][/vc_tta_section][vc_tta_section title=”National Transport Insurance” tab_id=”1697182681918-35fcf835-6606″][vc_column_text]National Transport Insurance TMD: https://partner.nti.com.au/target-market-determinations[/vc_column_text][/vc_tta_section][vc_tta_section title=”NM Insurance” tab_id=”1697182742752-034d876b-06b6″][vc_column_text]NM Insurance TMD: https://www.nminsurance.com.au/tmd/[/vc_column_text][/vc_tta_section][vc_tta_section title=”Protecsure” tab_id=”1697182782050-f46e529b-337f”][vc_column_text]Protecsure TMD Links:

[/vc_column_text][/vc_tta_section][vc_tta_section title=”QUS” tab_id=”1697182827888-35c21aa0-80bc”][vc_column_text]QUS TMD: https://www.aig.com.au/content/dam/aig/apac/australia/documents-new/target-market-determinations/qus/2021-aig-target-market-determination-qus-strata-select[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row]